MedRelay

Developer Documentation
API Status Support

Healthcare Transaction Gateway

MedRelay provides a unified API for real-time healthcare claims processing, eligibility verification, prior authorization, and electronic remittance across commercial, Medicare, and Medicaid payers. We support both ANSI X12 EDI transaction sets and HL7 FHIR R4 for modern integrations.

Claims Submission

Submit professional (837P), institutional (837I), and dental (837D) claims in real-time. Receive synchronous claim acknowledgments and asynchronous adjudication results.

X12 837

Eligibility Verification

Real-time patient eligibility and benefit verification against 1,400+ commercial and government payers. Average response time under 800ms.

X12 270/271

Prior Authorization

Electronic prior authorization requests and status inquiries. Supports CMS Prior Authorization Rule (CMS-0057-F) requirements for Medicare Advantage plans.

FHIR Da Vinci PAS

Remittance & Payment

Retrieve electronic remittance advice (ERA) and reconcile payments. Automated posting of explanation of benefits (EOB) to practice management systems.

X12 835

Supported Transaction Sets

MedRelay operates as a HIPAA-designated healthcare clearinghouse under 45 CFR § 162. All X12 transactions conform to the ANSI ASC X12 Version 5010A1 standard mandated by CMS.

Transaction X12 Set Description Direction
Healthcare Claim 837P / 837I / 837D Professional, institutional, and dental claim submission with ICD-10-CM/PCS and CPT/HCPCS coding Provider → Payer
Claim Payment 835 Electronic remittance advice with CARC/RARC adjustment reason codes Payer → Provider
Eligibility Inquiry 270 / 271 Real-time eligibility verification including copay, deductible, and out-of-pocket accumulator data Bidirectional
Claim Status 276 / 277 Claim status inquiry and response with adjudication detail Bidirectional
Prior Authorization 278 Health care services review request and response for pre-certification Bidirectional
Enrollment 834 Benefit enrollment and maintenance for group health, dental, and vision plans Sponsor → Payer
Premium Payment 820 Health plan premium payment and remittance Sponsor → Payer

Quick Start — Eligibility Check

Submit an eligibility verification request to confirm a patient's active coverage, copay obligations, and remaining deductible. This endpoint returns real-time responses from the patient's health plan.

POST /api/v3/eligibility/verify application/json
{ "provider": { "npi": "1234567890", "taxonomy": "207R00000X" }, "subscriber": { "member_id": "HRT-882991047", "first_name": "Jane", "last_name": "Mitchell", "date_of_birth": "1985-03-12" }, "payer": { "id": "60054", "name": "National Health Plan" }, "service_type": "30", "date_of_service": "2026-07-15" }
Response — 200 OK application/json
{ "status": "active", "plan": { "group_number": "GRP-44210", "plan_name": "PPO Select 1500", "effective_date": "2026-01-01", "termination_date": "2026-12-31" }, "benefits": { "copay_primary_care": 25.00, "copay_specialist": 50.00, "deductible_individual": 1500.00, "deductible_remaining": 823.50, "out_of_pocket_max": 6000.00, "out_of_pocket_used": 1247.00, "coinsurance_in_network": "80/20" }, "payer_response_code": "Y", "trace_number": "MR-2026071500847" }

Workers' Compensation & Disability

MedRelay supports workers' compensation first report of injury (FROI) and subsequent report of injury (SROI) transactions via IAIABC EDI Release 3.1. Disability claims for short-term (STD) and long-term (LTD) group disability plans are supported via our proprietary REST API, with FHIR-based integration planned for Q4 2026.

For insurance carriers writing group disability and workers' compensation policies, MedRelay provides bulk claims ingestion, automated ICD-10 validation, and real-time integration with state workers' compensation boards across all 50 states and the District of Columbia.

HIPAA Compliance: All API traffic is encrypted via TLS 1.3. PHI transmitted through this gateway is subject to the HIPAA Privacy Rule (45 CFR Part 164, Subpart E) and Security Rule (45 CFR Part 164, Subpart C). An executed Business Associate Agreement (BAA) is required before processing live PHI. Contact [email protected] to initiate onboarding.

Payer Network

MedRelay maintains direct connections to over 1,400 commercial health plans, all state Medicaid programs, Medicare Parts A/B/C/D, TRICARE, and the Federal Employees Health Benefits (FEHB) program. Our clearinghouse processes over 2.1 billion healthcare transactions annually with a 99.97% uptime SLA.